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Whether your calling's in the kitchen, or you prefer to cook the books, NRMA Business Insurance has a policy that's just right for you. Our business insurance specialists can help you build the right cover for your business, based on the options you choose.
To get started and to compare different types of business insurance policies, simply select the category that best describes your business.
What line of work are you in?
Retail
If you sell goods or services from a fixed location - like a department store, kiosk or store front - then there's no need to shop around for business insurance any further.
Examples: bakers, florists, clothing shops, hairdressers, travel agencies.
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Show me more about business insurance for retailers
Business Insurance for Retailers
Other businesses that could benefit from this cover include: bicycle shops, book shops, newsagents, music stores and computer stores.
Read more about business insurance for retailers.
If you have multiple vehicles for business use, you may also want to consider fleet insurance.
Call us now on 132 818 and speak to a business insurance specialist.
I'd like a business insurance quote
Can we cover your business?
There are a few retail businesses that we do not cover, due to the specialised nature of the risk. These include:- Adult shops
- Amusement arcades
- Army surplus stores
- Body piercing shops
- Charcoal chicken shops
- Convenience stores (24 hour)
- Dive shops (retail)
- Pawnbrokers
- Tattoo parlours
- Aerobic/fitness instructors
- Cleaning contractors (shopping centres, hospitals, nursing homes)
Hospitality
If a regular day means preparing, mixing and serving food and drink to customers, then here's a business insurance policy with all the right ingredients.
Examples: cafes, catering and restaurants.
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Show me more about business insurance for the hospitality industry
Business Insurance for the Hospitality Industry
Other businesses that could benefit from this cover include: bed and breakfasts and snack bars.
Read more about business insurance for the hospitality industry.
If you have multiple vehicles for business use, you may also want to consider fleet insurance.
Call us now on 132 818 and speak to a business insurance specialist.
I'd like a business insurance quote
Can we cover your business?
There are a few hospitality businesses that we do not cover, due to the specialised nature of the risk. These include:- Backpacker hostels
- Boarding houses
- Charcoal chicken shops
- Hotels
- Mobile-home parks
- Night clubs
- Pizza restaurants with wood fired ovens
Professional
If you run a professional services business, we've got a business insurance policy to suit.
Examples: consultants, accountants, lawyers, doctors, real estate agents.
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Show me more about business insurance for professionals
Business Insurance for Professionals
Other businesses that could benefit from this cover include: financial advisors, architects, real estate agents, dentists and consultants.
Read more about business insurance for professionals.
If you have multiple vehicles for business use, you may also want to consider fleet insurance.
Call us now on 132 818 and speak to a business insurance specialist.
I'd like a business insurance quote
Can we cover your business?
There are a few professional businesses that we do not cover, due to the specialised nature of the risk. These include:- Child-care services
- Créches
Tradespeople
If you're a tradie, we've got a business insurance policy that'll do the job nicely.
Examples: plumbers, carpenters, gardeners and handymen.
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Show me more about business insurance for tradespeople
Business Insurance for Tradespeople
Other businesses that could benefit from this cover include: electrician, plasters, bricklayers, paving installers, landscape gardeners and fencing installers.
Read more about business insurance for tradespeople.
If you have multiple vehicles for business use, you may also want to consider fleet insurance.
Call us now on 132 818 and speak to a business insurance specialist.
I'd like a business insurance quote
Can we cover your business?
There are a few trades that we do not cover, due to the specialised nature of the risk. These include:- Air-conditioning and refrigeration installation/repairs (commercial)
- Boat building
- Commercial builder
- Commercial concreter
- Concrete cutters
- Labourers
- Tree surgeons
Motor Trade
If the business you run makes someone else's car run - then point it in this direction.
Examples: mechanic, panel beater, car detailer, auto electrician.
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Show me more about business insurance for motor trades
Business Insurance for Motor Trades
Other businesses that could benefit from this cover include: smash repairers, motor vehicle sales, petrol stations, mobile mechanics and muffler/exhaust fitters.
Read more about business insurance for motor trades.
If you have multiple vehicles for business use, you may also want to consider fleet insurance.
Call us now on 132 818 and speak to a business insurance specialist.
I'd like a business insurance quote
Can we cover your business?
There are a few motor trade businesses that we do not cover, due to the specialised nature of the risk. These include:- Car hire
- Scrap metal dealers
Farming
If your business is to cultivate crops or raise livestock, you'll see it grow with our business insurance policy.
Examples: livestock stations, crops, graziers, dairy, fruit and vegetable, hobby farms and large residential properties.
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Show me more about business insurance for farmers
Business Insurance for Farmers
Other businesses that could benefit from this cover include: cattle farms, chicken farmers and viticulturists.
Read more about business insurance for farmers.
If you have multiple vehicles for business use, you may also want to consider fleet insurance.
Call us now on 132 818 and speak to a business insurance specialist.
I'd like a business insurance quote
Can we cover your business?
There are a few businesses in the agricultural sector that we do not cover, due to the specialised nature of the risk. These include:- Aerial agricultural contractors
- Aquaculture
- Arborist
- Contract harvesting
- Crop spraying contractor
- Logging
- Mining
- Tree lopping
Home Based Businesses
If going into the office doesn't require leaving the house, you'll feel right at home with this one.
Examples: computer programmers, toy makers, massage therapists, furniture restorers and hairdressers.
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Show me more about business insurance for home based businesses
Business Insurance for Home–based Businesses
Other businesses that could benefit from this cover include: web designers, clothing party planners, photographers, arts and craft, music teachers and wedding planners.
Read more about business insurance for home based businesses.
If you have multiple vehicles for business use, you may also want to consider fleet insurance.
Call us now on 132 818 and speak to a business insurance specialist.
I'd like a business insurance quote
Can we cover your business?
There are a few home–based businesses that we do not cover, due to the specialised nature of the risk. These include:- Aerobic/fitness instructors
- Arborist
- Boarding houses
- Boat building
- Child care services
- Cleaning contractors (shopping centres, hospitals, nursing homes)
- Concrete cutters
- Contract harvesting
- Créches
- Crop spraying contractor
- Labourers
- Tattoo parlours
- Tree lopping
- Tree surgeons
Insurance issued by Insurance Australia Limited ABN 11 000 016 722 trading as NRMA Insurance. When making decisions about the product you should consider the Product Disclosure Statement available from NRMA Insurance.
NRMA Insurance is a provider of car insurance, motorcycle insurance, home insurance, business insurance, travel insurance, boat insurance and caravan insurance in NSW, ACT & TAS. Get your insurance quotes today. For insurance in other states and territories visit NRMA Insurance in QLD, SGIO insurance in WA or SGIC insurance in SA.
© 2010 Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as NRMA Insurance